Need Dental Insurance: Teeth Feel Better After Cleaning

May 19th, 2010

You Need Dental Insurance!

I guess that I could say that you need to get your teeth cleaned.  It had been a while since my last teeth cleaning.  I have dental insurance but have been putting it off.

I’ve always had dental insurance.  I believe that dental insurance is important.  I am not afraid to have my teeth cleaned or scared of what the dentist might find.

My dental insurance has not always been the best but that’s OK.  Any good dental insurance plan will usually provide two cleanings per year in addition to one set of X-rays.

When you realize that you need dental insurance it may be too late to have your dental insurance plan actually pay for anything.  Most dental insurance plans have exclusionary periods.  Think of it as a time based deductible for dental insurance.

People have a tendency to put off buying dental insurance if they don’t have it.  Their teeth usually don’t fall out of their heads.  Buying dental insurance is a fairly quick and painless process.  However, you would want to check the fine print if you wait till there are problems with your mouth.

Cavities, crowns, bridgework, heavy scale may all not be covered for some time after you get your dental insurance policy.  Check the terms and conditions carefully.  Even more important when deciding what dental insurance plan to get might be to check the exclusions.  This type of more extensive work is usually excluded on most dental plans for at least the first year and sometimes even longer.

I guess that makes sense.  The dental insurance companies don’t want to get stuck paying big bills for people who ignore their dental health for years at a time, and then when it gets so bad, they decide to just go and buy a cheap policy expecting their dental insurance to cover big bills.

Oh yeah.  And when you are trying to determine what type of dental insurance plan to buy that is right for you and your family, make sure that you are actually looking at a dental insurance policy or plan.  Many discount dental plans are just that and not dental insurance.  They often try to make themselves look like dental insurance plans by providing similar sounding coverage.  In effect, what you are buying is a prepaid card or membership that enables you to receive a reduced or stated fee for dental work and dental services.

If your mouth is in really bad shape, one of these discount cards may even be better than dental insurance.  The discount plans often don’t make you wait to use your benefits like dental insurance plans do.

Preventive Dentistry: Dry Mouth Tips!

May 3rd, 2010

Dry Mouth: Tips for keeping your teeth healthy!

If you have dry mouth, you know that keeping your teeth and gums healthy are important.  Here are 5 tips that you can follow to improve your smile, keep your teeth sparkling and your breath fresh.
Remember, if you have dry mouth, you need to be extra careful to keep your teeth healthy. Make sure you:
• Gently brush your teeth at least twice a day.
• Floss your teeth every day.
• Use toothpaste with fluoride in it. Most toothpastes sold at grocery and drug stores have fluoride in them.
• Avoid sticky, sugary foods. If you do eat them, brush immediately afterwards.
• Visit your dentist for a check-up at least twice a year. Your dentist might give you a special fluoride solution that you can rinse with to help keep your teeth healthy.

Need Dental Insurance: Can’t afford to Pay.

April 19th, 2010

I Need Dental Insurance but can’t afford to Pay, What do I do?

If you need dental insurance or treatment but can not afford to pay, Dental schools can be a Great source of quality, lower cost dental treatment. Most of these teaching facilities have clinics that allow dental students to gain experience treating patients while providing care at a reduced cost.

Experienced, licensed dentists closely supervise the students. Post-graduate and faculty clinics are also available at most dental schools.  These dental schools usually do not accept dental insurance so they are perfect for people who need dental insurance buy can not afford dental insurance.
Dental hygiene schools may also offer supervised, low-cost preventive dental care as part of the training experience for dental hygienists.
To find out if there are schools of dentistry or dental hygiene in your area, call your state dental society or association. These organizations are listed in your telephone book.

For a complete list of dental schools, visit the American Dental Association web site at http://www.ada.org. To locate dental hygiene schools, go to the American Dental Hygienists’ Association web site at http://www.adha.org/careerinfo/dir_education.htm. You can also contact the National Oral Health Information Clearinghouse at:
National Institute of Dental and Craniofacial Research National Oral Health Information Clearinghouse 1 NOHIC Way Bethesda, Maryland 20892–3500 1-866-232-4528 or (301) 402-7364

If you need dental insurance or need dental treatment but can’t afford to pay, Dental Schools may be an economical alternative.  There are many low cost dental insurance policies available for when you say to yourself… Wow, I Need Dental Insurance!

Need Dental Insurance: Simple Steps for Kids’ Smiles

April 7th, 2010

Need Dental Insurance:  Four Simple Steps for Kids’ Smiles

1. Start cleaning teeth early.

It is never too early to start cleaning your kid’s teeth.  As soon as the first tooth shows up, begin cleaning by wiping with a clean, damp cloth every day. Wrap the cloth around your index finger.  As additional teeth come in, you can use a small, soft toothbrush.  Parents should generally begin using toothpaste with fluoride when the child is around 2 years old. Use toothpaste with fluoride earlier if your child’s doctor or dentist recommends it.  The key is to make sure that the kid doesn’t swallow the toothpaste.

2. Use the just right amount of fluoride toothpaste.

You’ve got to apply the Goldilocks principle here.  Not too much but not too little.  Fluoride is important for fighting cavities. But if children younger than 6 years old swallow too much fluoride, their permanent teeth may have white spots. As a parent, you’ll want to keep this from happening, use only a small amount of toothpaste (about the size of a pea). Teach your child to spit out the toothpaste and to rinse well with water after brushing.  By now you and your child should be used to going to the dentist.  It is never to early to realize that you may need dental insurance when you have kids.

3. Always Supervise brushing.

Brush your child’s teeth twice a day until your child has the skill to handle the toothbrush alone. Then you should continue to closely watch your child’s brushing regimen to make sure your child is doing a thorough job and using only a small amount of toothpaste.  Remember to spit it all out.  Good brushing and trips to the dentist two or more times a year are important.  Remember that the time to get dental insurance is before you need it.  When that moment hits you that you say “Wow, I Need Dental Insurance!” It’s probably too late.  At least for that trip.

4. Talk to your child’s doctor or dentist.

Check with the doctor or dentist about your child’s specific fluoride needs. After age 2, most children get the right amount of fluoride to help prevent cavities if they drink water that contains fluoride and brush their teeth with a pea-sized amount of fluoride toothpaste twice a day.
Parents of children older than 6 months should ask about the need for a fluoride supplement if drinking water does not have enough fluoride.
Do not let a child younger than 6 years old use a fluoride mouth rinse unless the child’s doctor or dentist recommends it.  Remember that the good dental habits formed in youth will make for a dazzling smile in adulthood.

Preventive Dentistry: Simple Steps to a Better Smile

April 1st, 2010

Preventive Dentistry is one of the best things that you can do for yourself.  Simple and straight forward, brushing, flossing and seeing the dentist are all vital to better oral health.

Oral health and preventive dentistry is often taken for granted, but is an essential part of our everyday lives. Good oral health enhances our ability to speak, smile, and kiss; smell, taste, touch, chew, and swallow; and convey a world of feelings and emotions through facial expressions. However, mouth and throat diseases, which range from cavities to oral cancer, cause pain and disability for millions of Americans each year.
Tooth decay (cavities)• is a common problem for peopleof all ages.

For children, untreated cavities can cause pain, dysfunction, absence from school, difficulty concentrating on learning, and poor appearance—problems that greatly affect quality of life and ability to succeed. Children from lower income families often do not receive timely treatment for tooth decay and are more likely to suffer from these problems. Tooth decay also is a problem for many U.S. adults. Adults of some racial and ethnic groups experience more untreated decay.

• Periodontal (gum) disease is an infection caused by bacteria under the gum tissue that begin to destroy the gums and bone. When you don’t practice good preventive dentistry habits, teeth become loose, chewing becomes difficult, and teeth may have to be extracted. Gum disease may also be related to damage elsewhere in the body; recent studies point to associations between such oral infections and diabetes, heart disease, stroke, and preterm, low-weight births. Research is underway to further examine these connections.